Cambodia, also known as the Kingdom of Wonder, is a Southeast Asian country with a rich history and culture. Neighboring Thailand and Vietnam, it is a treasure trove of amazing Buddhist temples, amazing beaches, and paradise-like islands.
Since it is famous as a safe and backpacking route for travelers, this country welcomed 3.3 million tourists last 2019. According to a study, over 100,000 expatriates are currently residing here — solid proof that it is one of the best places in Asia to live in as an expatriate.
But even if Cambodia is a safe country to live in, it always pays to be prepared because there is no guarantee that bad things cannot happen. Accidents are inevitable and can still occur under any circumstance, no matter how careful a person is.
Accidents happen when you least expect it
When traveling or living in a foreign country, one must always expect that inconvenience and sudden incidents can take place, even at the least unexpected moment. The most common accidents abroad include:
- Slips, trips, and falls
- Sunburn and heatstroke
- Road accidents
- Food poisoning
- Sports and excursions
According to a report, Americans visit the doctor on average 68.2 million times a year to treat injuries. Without preparation and protection, one can experience financial strain due to sudden and expensive medical expenses abroad. Given this, an international health plan is strong security to save you from out-of-pocket, expensive medical costs like surgery and emergency fees.
Take a look at the experience of our client from Thailand who got injured while having a fun sport activity in Cambodia.
Our Thai client’s injury while staying in Phnom Penh, Cambodia
Last June 2020, we got a call from our 29-year-old client that he got injured while staying in Phnom Penh, Cambodia. He suffered a complete rupture of his Achilles tendon from a social badminton game, and the accident just involved himself. Because his home country is in Thailand, he requested evacuation and repatriation for medical treatment at Bumrungrad Hospital in Bangkok.
Our medical desk advised that the patient is fit to take the flight, however, the current hospital in Phnom Penh said that there is no need for repatriation. Fortunately, their hospital has two surgeons who can perform surgery as soon as possible. They are highly trained surgeons who are professionally accredited to treat the patient’s condition if he permits. The patient finally decided to perform the surgery in that hospital. The next day after, it was successfully done. He was advised to stay for a few days in Cambodia for recovery after being discharged from the hospital.
This unforeseen situation is the reason why he got an international health plan which includes an Accident Cover. If our client had not opted for this medical insurance, he would have paid all these accident-related expenses out of his wallet.
What is an Accident Cover?
An Accident Cover insures all the medical expenses in the event of an accident resulting in injury. It provides lump-sum cash benefits that are paid directly to the patient which may include the doctor’s fees, hospital stays, use of operating and recovery room, medical treatment, internal prosthetic devices, lodging, and final expenses.
Getting an Accident Cover which is supplemental to a healthcare plan can protect you and your family, especially people who enjoy risky activity hobbies, jobs, or any team sport.
Accident Coverage for you and your family worldwide
You cannot always prevent an accident, but you can be smart about how you will protect yourself in case that happens. Wherever you go, an international health plan is a wise investment to help you in case of emergencies and protect your savings from costly medical burdens. Beyond medical expenses, you can still enjoy financial stability and peace of mind.
A+ International Health Plans includes an Accident Cover which pays all the medical expenses due to an accident. For as low as $28/month, EasyCare+ gives you international protection, whether you plan to travel or if you want to get the best healthcare locally. Each of our health plans is tailored to your specific needs. You can have access to a network of over 10,000 doctors, hospitals, and clinics in more than 150 countries.
Contact us to get in touch with our Brokers or Get a Quote now.
Since 2008, A+ International Healthcare has been providing best-in-class medical health plans around the world. To know more about our products and services, visit http://www.aplusii.com, or follow us on LinkedIn, Facebook, and Twitter for more updates.
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